Any car accident can upend a person’s life. When a collision happens during a person’s work day, getting the financial support they need to heal could be even more complex. Thankfully, injured people may be eligible for support, including benefits through the workers’ compensation program. What should you know about workers’ compensation benefits and car collisions?
When might workers’ compensation benefits cover a car accident?
Workers’ compensation may cover a number of different accidents, as long as those injuries are related to work for the company. Some of these situations include:
- Working as a driver
- Making deliveries
- Running errands for an employer, such as purchasing supplies for use in the office
- Undergoing paid travel for work, such as travel between job sites or travel to an off-site meeting
- Transporting a client
If a collision is related to job duties, workers’ compensation may offer benefits to offset the cost of medical care as well as the financial impact of time away from work as an injured person heals.
What if my accident does not meet those qualifications?
While many accidents could be work-related, not every collision will qualify for workers’ compensation benefits. For example, an accident on the way to work or a collision that occurs while an employee is on their lunch break may not qualify.
Because details matter in a collision, it can be particularly important for injured people to seek out guidance so that they can make an informed decision about their claim. Knowing about the potential sources of financial support – including workers’ compensation claims or a personal injury lawsuit – can help you determine the right path forward after a car accident.