SSD vs. SSI: Which Do You Qualify For?
If you are unable to work due to a disability, you may be eligible for benefits under one or both of two federal disability programs: Social Security Disability (SSD) or Supplemental Security Income (SSI). At Shollenberger Januzzi & Wolfe, LLP, we offer a free initial consultation to explain the difference in these two programs and answer your questions about the application process.
With offices in Harrisburg and Enola, we help disabled people throughout central Pennsylvania obtain the benefits they need and deserve. Even if you have been turned down for disability benefits by the Social Security Administration, our attorneys may be able to help you obtain benefits through the appeals process. We charge no fees unless we are successful.
What Is the Difference Between SSD And SSI?
Both Social Security Disability and Supplemental Security Income are designed to provide income benefits to people who are unable to work for a year or longer due to a disability. While both programs are administered by the Social Security Administration, the initial eligibility requirements are different:
- Social Security Disability is available for those who have worked at least half of the quarters during the 10 years prior to the date they became disabled.
- Supplemental Security Income is available based on financial need and does not have a work history requirement.
The benefits for each program are calculated differently. SSD benefits are based on your earnings over your lifetime. SSI benefits are a set amount, which is reduced based on any income you receive or assets you may have. Even if you meet the initial eligibility requirements, you still have to prove that you meet Social Security’s definition of disability.
If you are applying for disability benefits or have been denied benefits, it is important to speak with a lawyer who understands the Social Security appeals process. Adam Wolfe, a partner at our firm, has a successful track record in helping people obtain benefits following an initial denial by the Social Security Administration.