Insurance Companies Don’t Always Uphold Their End Of The Bargain
Most people believe that when they buy an automobile insurance policy, they are protected. They believe that the auto insurance company will stand up for them in the event of a car accident. They believe that they will get all of the benefits they were promised. Unfortunately, that is not always how it works.
Car insurance companies are businesses. They make decisions based on their bottom lines. Sometimes, that means not paying out compensation to their own policyholders.
When people find themselves in this position, they often do not know where to turn. We can help. At Shollenberger, Januzzi & Wolfe, LLP, our attorneys have decades of experience taking on insurance companies that have failed to live up to the promises they made to their policyholders.
When Insurance Companies Fail To Act In Good Faith
Under Pennsylvania law, insurance companies must act in good faith to insured parties. That means playing fair and adhering to the terms of insurance policies. When insurance companies fail to play fair, they may be considered to be acting in bad faith.
Examples of auto insurers acting in bad faith are common in the context of first-party benefits. If a policyholder was injured in an accident and files a claim to get medical benefits promised in an insurance policy and the insurance company delays, underpays or denies the claim, the insurance company may be acting in bad faith. Similarly, if an insurance company fails to pay out a claim to a victim injured by the insured party, the insurance company may be acting in bad faith toward the policyholder. We have filed and will file bad faith claims against these insurers when they are needed.
Bad faith insurance lawsuits differ from breach of contract lawsuits, which may also be filed in these cases. Our lawyers understand what action to take against insurance companies. We have the strength to stand up to these large corporations.