When you live with a disability, it's only natural to seek assistance. Unfortunately, the process isn't always easy, and programs that should help individuals in your circumstances might fall short.
Mental illnesses are far more prevalent than most people realize. According to the National Alliance on Mental Illness, roughly 1 in 25 adults experience a serious mental illness that impacts their life in a major way. For some, this means an inability to keep a job or earn a consistent living.
Last time, we began looking at the definition of disability in the context of Social Security disability claims. As we noted, the term disability in this context is related to a claimant's ability to engage in substantial gainful activity. Generally speaking, then, it is fairly straightforward to determine whether individual is disabled for purposes of Social Security disability benefits.
Disability can mean different things in different contexts. In everyday speech, of course, it generally refers to a mental or physical condition that impairs an individual's ability to engage in normal activity. For purposes of Social Security disability benefits qualification, though, disability has a more precise definition.
Last time, we began speaking about the work requirements that must be met by Social Security disability benefits claimants. As we noted, work credits are earned based on income, and a claimant must have earned a minimum number of work credits based on age in order to qualify for benefits.
Although most people are aware that Social Security disability benefits are a form of insurance, there is a tendency to speak about them as a welfare program. The reality is that these benefits are insurance, though. As many commentators have pointed out, this should influence how we think and speak about these benefits in public discourse.
In our last post, we began speaking about the decision-making process utilized by the Social Security Administration when reviewing applications for disability benefits. As we noted, the first two considerations are whether the applicant is currently working, and whether his or her condition is severe enough that it interferes with basic work-related activities.
Social Security disability benefits are an important financial resource for those who are able to qualify for them, but being approved for benefits is not an easy matter. Those who get in a bad enough spot to consider applying for Social Security disability benefits may expect a positive decision in their case, the reality is that most people who apply are not approved for benefits, even after pursuing the appeals process.
Disability can mean many things to many people, but when it comes to qualifying for Social Security Disability benefits, there is a very specific meaning to the term. When the Social Security Administration looks at an application for Social Security disability benefits, they are looking to make sure that the applicant meets very specific criteria.
You may have heard this fact before: most applications for Social Security disability benefits are denied, even when they are considered a second time. So why?