If you are receiving long-term disability (LTD) benefits and your disability is expected to last a year or longer, your insurance carrier may contact you about applying for Social Security Disability (SSD or SSDI). This is a time when you can benefit from the help of an experienced attorney.
At Shollenberger Januzzi & Wolfe, our attorneys offer a free initial consultation to answer your questions about LTD and Social Security Disability. With offices in Harrisburg and Enola, we represent disabled people throughout central Pennsylvania.
Do I Have To Apply For Social Security Benefits To Continue To Receive LTD?
Your LTD insurance company may be permitted to require you to apply for Social Security Disability. When it does that, it may suggest that you use a company it recommends. These companies may assign a lawyer or a non-lawyer to help you with your Social Security Disability case. You may never meet that person face to face before the day of your Social Security hearing. You likely have the right to hire your own lawyer to help you with your Social Security claim.
Unfortunately, the majority of people who apply for Social Security Disability are turned down, at least initially. It often takes a lawyer's help to obtain the benefits you deserve. You have the right to meet your Social Security lawyer face to face before you hire him or her, and the lawyer should be responsive to your needs throughout the entire process.
Adam Wolfe, a partner at our firm, has a successful track record in helping people qualify for SSD benefits following an initial denial by Social Security. He will meet with you face to face to discuss your Social Security claim.
How Will SSD Benefits Affect My LTD Benefits?
Your LTD benefits will be reduced by the amount of benefits you receive from Social Security Disability. This is known as a benefit offset. Our lawyers will review your claim and ensure that your offset is calculated accurately.
Contact Our Attorneys For Answers To Your LTD and SSD Questions
For dependable advice about your legal options, call our lawyers at 717-260-3549 for a free consultation. Our lawyers never charge you a fee until and unless we are successful in helping you obtain the disability benefits.